Analyst

Canberra

Job Category: Banking and Financial Services

Judo Bank: Where Tradition Meets Innovation

At Judo Bank, we're more than just a financial institution – we're pioneers in redefining banking for the modern era. Rooted in timeless values such as integrity, trusted relationships, and a pioneering spirit, we're dedicated to revolutionizing business banking for Small to Medium Enterprises (SMEs) across Australia. Our journey began with a bold vision and a PowerPoint slide, driven by a desire to challenge the status quo in an industry dominated by the major players. In just a few short years, we've grown exponentially, establishing ourselves as one of the fastest-growing new banks globally, with offices spanning the nation.

At the heart of our ethos lies a commitment to supporting Australian SMEs, placing our people and customers front and centre in everything we do. Our agility and adaptability enable us to say 'yes' when others say 'no', making it easier for our customers to secure the funding they need, precisely when they need it. We take immense pride in our personal approach to banking, fostering diverse relationships and cultivating a collaborative culture within our team. We value diversity in all its forms, actively encouraging individuals from underrepresented backgrounds to join us on our mission.

Our culture

We firmly believe that culture eats strategy for breakfast, lunch, and dinner and the most important investment we can make is in our people. Our core values and leadership principles underpin the foundation of our culture. Not to mention how thrilled we are to have recently been awarded the #1 ranking in LinkedIn’s Top Companies in Australia as well as named in the AFR’s BOSS (Best Places To Work) awards.

Judo Bank is committed to providing equal opportunities for all team members, regardless of gender, race, disability or age. We're committed to closing the gender pay gap and creating a level playing field for all team members. Through a range of inclusion, equity and diversity initiatives we strive to create a workplace where all our team members feel respected, supported and empowered.

Job Description Now, about this role…

Day to day you will deliver intelligent insight and risk management to bankers to assist in providing an amazing Judo customer experience; contribute proactively to the ongoing refinement and enhancement of Judo’s proposition, processes, and systems and embrace Judo Culture and positively impact its evolution

If that excited you, then this just might be…your dream job:

Supporting bankers in establishing & maintaining the ongoing care for a portfolio of SME business customers

Performing credit analysis, including reviewing loan and credit applications, running credit reports, analysing loan extension and renewal requests, identifying risks, completing borrowing base analyses, and preparing collateral analysis reports.

Presenting and organising the above information and data concisely, enabling quick decision making and enhancing Judo’s speed to market

Providing advice regarding the structuring of loans, including repayment schedules, interest rates, and other terms for client accounts. This includes structuring payment arrangements, funding loan advances, and reviewing documentation on loan closings to ensure all information is properly recorded.

Providing advice and input on continuous improvement of systems, business and organisational methods to enhance customer value proposition

Assessing customer's needs, character, capacity, capital, and collateral to make decisions on the level of risk associated with their credit application

Completing compliance and annual Reviews, submitting necessary reports to address compliance issues, and checking transactions to make sure all documents and records adhere to relevant federal and state banking laws.

Business Development, supporting the origination of deals with new and existing customers

Desired Skills and Experience Tertiary qualification in Finance or Business

Post graduate qualification in Finance or Accounting preferred

Experience working in financial services or a related industry

Ability to understand and form business structures

Financial Management skills and strong financial acumen

A high degree of digital literacy

At Judo, our culture sets us apart:

Our Values:

Accountability: Make decisions and own them. Do what you say.

Performance: Strive to improve each day, surpassing yesterday's achievements.

Teamwork: We're not just a team; we're a champion team.

Trust: The cornerstone of our purpose and relationships.

We're seeking individuals who embody resilience, positivity, curiosity, hunger for success, adaptability, passion, courage, decisiveness, and a hands-on approach.

What our team members say about us:

Our people are empowered to make decisions, take ownership, and contribute to a collaborative environment. Bureaucracy is non-existent as we focus on collective success. At Judo, diversity isn't just valued; it's celebrated. We're committed to creating an inclusive environment where everyone thrives, making us collectively stronger. Our team works tirelessly towards our purpose while enjoying the journey of revolutionizing Australian SME business banking.

Perks of joining us:

Additional 2 weeks of leave annually

Yearly happiness allowance for personal well-being

Induction: 4-week Judo Engagement Month to help set you up for success

Big life event leave

Home office setup allowance

Flexible work options, embracing a true hybrid model.

If this resonates with you, reach out - we'd love to hear from you.

To learn more about how Judo manages your personal information during the recruitment process, please refer to our Privacy Statement. By providing your information, you consent to its collection, use, disclosure, and management as outlined therein.

Agencies: please no agencies. We maintain a preferred panel, request no unsolicited contact and do not hold any responsibility for dispute over candidate ownership if you have not been engaged directly.

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